1. Purpose of This Service
Paterson Residents Directory is a private reference service. It describes and links to public rolls, record indexes, and directory collections related to current or former Paterson residents. It does not host government records and has no connection with a government office, court, or records custodian.
2. Permitted Use
Use this service only for lawful purposes. Neither the service nor information reached through it may be used to:
- Stalk, harass, intimidate, threaten, or harm another person.
- Find a person protected by a restraining or protective order.
- Carry out identity theft or fraud.
- Make an FCRA-regulated decision involving credit, employment, housing, or insurance.
- Systematically scrape, copy, or republish the service’s content.
- Disrupt the service’s operation or security.
3. No Consumer Reporting Agency Role
This service is not a consumer reporting agency as defined by the Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq. Nothing provided here, including information returned by a linked search tool, is a consumer report. It may not be used to determine eligibility for credit, employment, housing, insurance, or any other purpose regulated by the FCRA.
4. Third-Party Resources
Government portals and third-party services, including sponsored search tools, operate under their own terms and privacy practices. We do not control or accept responsibility for their content, availability, pricing, or data handling.
5. No Warranty
The service is offered "as is" and "as available," without warranties of any kind. We do not promise that material on the service is accurate, complete, or current, or that a linked portal will function or provide correct results.
6. Limitation of Liability
To the fullest extent permitted by law, the operators are not liable for direct, indirect, incidental, consequential, or special damages arising from use of this service or a linked resource, including decisions based on information found through them.
7. Indemnity
You agree to indemnify and hold the service operators harmless from a claim or demand, including reasonable attorneys’ fees, that results from your misuse of the service or violation of these terms.
8. Intellectual Property Rights
The service’s original writing, design, logo, and layout are protected by copyright. You may link to a page or quote a short excerpt with attribution. Republishing complete pages or systematically copying content is not permitted.
9. Revisions to These Terms
We may revise these terms by posting an updated version here. Continued use after a revision signifies acceptance of the updated terms.
10. Restricting Access
We may limit or block access, without notice and at our discretion, for a user who violates these terms or misuses the service.
11. New Jersey Law
New Jersey law governs these terms without regard to conflict-of-law principles. Public-record access questions are governed by the New Jersey Open Public Records Act (OPRA), P.L. 2001, c. 404, N.J.S.A. 47:1A-1 et seq., and must be directed to the appropriate records custodian.
12. Severability
If a provision of these terms is found unenforceable, the remaining provisions continue in effect.
13. Questions About These Terms
Questions about these terms may be sent through the Contact page.